Call reports 2010
HOME STATE BANK — 2010
What HOME STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 25,979,000 | 26,734,000 |
| Total loans | 10,150,000 | 10,432,000 |
| Allowance for loan losses | 107,000 | 107,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 6,378,000 | 7,181,000 |
| Trading assets | 0 | 0 |
| Total deposits | 23,458,000 | 24,261,000 |
| Interest-bearing deposits | 21,198,000 | 21,783,000 |
| Noninterest-bearing deposits | 2,260,000 | 2,478,000 |
| Equity capital | 1,880,000 | 1,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 207,000 | 413,000 |
| Interest expense | 43,000 | 90,000 |
| Net interest income | 164,000 | 323,000 |
| Noninterest income | 45,000 | 80,000 |
| Noninterest expense | 158,000 | 327,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 51,000 | 76,000 |
| Income tax | 3,000 | 6,000 |
| Net income | 48,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 1,880,000 | 1,860,000 |
| Total capital | 1,987,000 | 1,967,000 |
| Risk-weighted assets | 9,900,000 | 10,253,000 |