Call reports 2002
HOME STATE BANK — 2002
What HOME STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,357,000 | 20,258,000 | 19,644,000 | 20,806,000 |
| Total loans | 10,210,000 | 9,885,000 | 9,801,000 | 10,299,000 |
| Allowance for loan losses | 107,000 | 107,000 | 107,000 | 107,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,321,000 | 8,336,000 | 8,080,000 | 8,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,786,000 | 18,689,000 | 18,032,000 | 19,128,000 |
| Interest-bearing deposits | 16,393,000 | 16,519,000 | 16,165,000 | 17,174,000 |
| Noninterest-bearing deposits | 2,393,000 | 2,170,000 | 1,867,000 | 1,954,000 |
| Equity capital | 1,313,000 | 1,330,000 | 1,391,000 | 1,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 602,000 | 893,000 | 1,171,000 |
| Interest expense | 96,000 | 189,000 | 273,000 | 352,000 |
| Net interest income | 209,000 | 413,000 | 620,000 | 819,000 |
| Noninterest income | 21,000 | 45,000 | 74,000 | 104,000 |
| Noninterest expense | 127,000 | 258,000 | 390,000 | 533,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 200,000 | 304,000 | 390,000 |
| Income tax | 10,000 | 21,000 | 31,000 | 42,000 |
| Net income | 93,000 | 179,000 | 273,000 | 348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,313,000 | 1,330,000 | 1,391,000 | 1,466,000 |
| Total capital | 1,420,000 | 1,437,000 | 1,498,000 | 1,573,000 |
| Risk-weighted assets | 10,675,000 | 11,124,000 | 10,979,000 | 10,459,000 |