Call reports 2001
HOME STATE BANK — 2001
What HOME STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,738,000 | 21,101,000 | 20,534,000 | 20,269,000 |
| Total loans | 10,466,000 | 10,743,000 | 10,639,000 | 10,391,000 |
| Allowance for loan losses | 107,000 | 107,000 | 107,000 | 107,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,818,000 | 7,931,000 | 7,902,000 | 8,030,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,079,000 | 19,431,000 | 18,818,000 | 18,461,000 |
| Interest-bearing deposits | 16,173,000 | 17,516,000 | 16,765,000 | 16,554,000 |
| Noninterest-bearing deposits | 1,906,000 | 1,915,000 | 2,054,000 | 1,907,000 |
| Equity capital | 1,344,000 | 1,373,000 | 1,434,000 | 1,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 697,000 | 1,042,000 | 1,371,000 |
| Interest expense | 146,000 | 296,000 | 443,000 | 560,000 |
| Net interest income | 200,000 | 401,000 | 599,000 | 811,000 |
| Noninterest income | 31,000 | 56,000 | 87,000 | 116,000 |
| Noninterest expense | 130,000 | 248,000 | 372,000 | 498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 209,000 | 314,000 | 429,000 |
| Income tax | 10,000 | 21,000 | 31,000 | 42,000 |
| Net income | 91,000 | 188,000 | 283,000 | 387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,344,000 | 1,373,000 | 1,434,000 | 1,538,000 |
| Total capital | 1,451,000 | 1,480,000 | 1,541,000 | 1,645,000 |
| Risk-weighted assets | 11,825,000 | 12,308,000 | 12,068,000 | 11,619,000 |