Call reports 2015
AMERICAN ENTERPRISE BANK OF FLORIDA — 2015
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 209,907,000 | 200,368,000 | 205,398,000 | 199,432,000 |
| Total loans | 151,211,000 | 153,225,000 | 156,145,000 | 159,686,000 |
| Allowance for loan losses | 2,517,000 | 2,416,000 | 2,814,000 | 2,694,000 |
| Securities available for sale | 20,297,000 | 16,337,000 | 15,680,000 | 12,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,074,000 | 181,105,000 | 176,535,000 | 179,822,000 |
| Interest-bearing deposits | 139,181,000 | 136,537,000 | 118,349,000 | 122,296,000 |
| Noninterest-bearing deposits | 51,893,000 | 44,568,000 | 58,186,000 | 57,526,000 |
| Equity capital | 18,019,000 | 18,385,000 | 18,782,000 | 18,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,062,000 | 4,055,000 | 6,031,000 | 8,048,000 |
| Interest expense | 319,000 | 648,000 | 951,000 | 1,235,000 |
| Net interest income | 1,743,000 | 3,407,000 | 5,080,000 | 6,813,000 |
| Noninterest income | 81,000 | 260,000 | 635,000 | 760,000 |
| Noninterest expense | 1,474,000 | 3,081,000 | 4,729,000 | 6,415,000 |
| Provision for loan losses | 0 | -108,000 | -108,000 | -108,000 |
| Pretax income | 350,000 | 693,000 | 1,093,000 | 1,269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 350,000 | 693,000 | 1,093,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,626,000 | 17,151,000 | 17,794,000 | 17,970,000 |
| Total capital | 18,518,000 | 19,028,000 | 19,749,000 | 19,982,000 |
| Risk-weighted assets | 150,796,000 | 149,623,000 | 155,074,000 | 159,807,000 |