Call reports 2014
AMERICAN ENTERPRISE BANK OF FLORIDA — 2014
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 201,114,000 | 201,460,000 | 197,078,000 | 198,535,000 |
| Total loans | 144,593,000 | 154,109,000 | 140,563,000 | 145,656,000 |
| Allowance for loan losses | 3,331,000 | 2,913,000 | 3,025,000 | 2,937,000 |
| Securities available for sale | 19,454,000 | 20,186,000 | 20,012,000 | 20,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,027,000 | 178,160,000 | 178,655,000 | 180,120,000 |
| Interest-bearing deposits | 131,505,000 | 124,858,000 | 126,049,000 | 128,643,000 |
| Noninterest-bearing deposits | 51,522,000 | 53,302,000 | 52,606,000 | 51,477,000 |
| Equity capital | 17,153,000 | 17,452,000 | 17,567,000 | 17,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,868,000 | 3,772,000 | 5,748,000 | 7,720,000 |
| Interest expense | 357,000 | 719,000 | 1,091,000 | 1,458,000 |
| Net interest income | 1,511,000 | 3,053,000 | 4,657,000 | 6,262,000 |
| Noninterest income | 23,000 | 203,000 | 302,000 | 440,000 |
| Noninterest expense | 1,685,000 | 3,326,000 | 4,919,000 | 6,564,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -151,000 | -70,000 | 40,000 | 138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -151,000 | -70,000 | 40,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,728,000 | 16,033,000 | 16,148,000 | 16,275,000 |
| Total capital | 17,566,000 | 17,865,000 | 17,930,000 | 18,113,000 |
| Risk-weighted assets | 145,596,000 | 148,270,000 | 141,253,000 | 145,954,000 |