Call reports 2013
AMERICAN ENTERPRISE BANK OF FLORIDA — 2013
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 192,204,000 | 194,272,000 | 196,446,000 | 191,670,000 |
| Total loans | 144,081,000 | 141,247,000 | 140,382,000 | 139,237,000 |
| Allowance for loan losses | 4,312,000 | 4,138,000 | 3,843,000 | 3,383,000 |
| Securities available for sale | 15,874,000 | 18,197,000 | 18,779,000 | 20,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,042,000 | 176,339,000 | 178,179,000 | 173,215,000 |
| Interest-bearing deposits | 131,286,000 | 130,406,000 | 126,726,000 | 125,016,000 |
| Noninterest-bearing deposits | 42,756,000 | 45,933,000 | 51,453,000 | 48,199,000 |
| Equity capital | 17,190,000 | 17,257,000 | 17,302,000 | 17,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,915,000 | 3,845,000 | 5,742,000 | 7,639,000 |
| Interest expense | 370,000 | 732,000 | 1,087,000 | 1,429,000 |
| Net interest income | 1,545,000 | 3,113,000 | 4,655,000 | 6,210,000 |
| Noninterest income | 103,000 | 209,000 | 310,000 | 385,000 |
| Noninterest expense | 1,501,000 | 3,026,000 | 4,561,000 | 6,006,000 |
| Provision for loan losses | 210,000 | 210,000 | 210,000 | 390,000 |
| Pretax income | 3,000 | 107,000 | 211,000 | 122,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 107,000 | 211,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,566,000 | 15,770,000 | 15,947,000 | 15,716,000 |
| Total capital | 17,467,000 | 17,598,000 | 17,731,000 | 17,468,000 |
| Risk-weighted assets | 149,000,000 | 143,945,000 | 140,669,000 | 138,757,000 |