Call reports 2012
AMERICAN ENTERPRISE BANK OF FLORIDA — 2012
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 195,044,000 | 191,953,000 | 193,249,000 | 187,390,000 |
| Total loans | 161,872,000 | 159,092,000 | 151,721,000 | 147,455,000 |
| Allowance for loan losses | 5,366,000 | 4,216,000 | 4,255,000 | 4,085,000 |
| Securities available for sale | 19,086,000 | 15,555,000 | 16,337,000 | 15,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,981,000 | 175,136,000 | 176,820,000 | 169,389,000 |
| Interest-bearing deposits | 139,871,000 | 139,012,000 | 139,254,000 | 134,668,000 |
| Noninterest-bearing deposits | 38,110,000 | 36,124,000 | 37,566,000 | 34,721,000 |
| Equity capital | 15,734,000 | 15,790,000 | 15,387,000 | 17,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,324,000 | 4,488,000 | 6,660,000 | 8,729,000 |
| Interest expense | 481,000 | 922,000 | 1,345,000 | 1,743,000 |
| Net interest income | 1,843,000 | 3,566,000 | 5,315,000 | 6,986,000 |
| Noninterest income | 130,000 | 366,000 | 486,000 | 629,000 |
| Noninterest expense | 1,696,000 | 3,397,000 | 5,095,000 | 6,677,000 |
| Provision for loan losses | 195,000 | 459,000 | 1,141,000 | 1,566,000 |
| Pretax income | 82,000 | 167,000 | -344,000 | -537,000 |
| Income tax | 31,000 | 63,000 | 0 | 0 |
| Net income | 51,000 | 104,000 | -344,000 | -537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,150,000 | 14,185,000 | 13,920,000 | 15,589,000 |
| Total capital | 16,137,000 | 16,147,000 | 15,878,000 | 17,519,000 |
| Risk-weighted assets | 155,688,000 | 154,628,000 | 153,208,000 | 151,504,000 |