Call reports 2011
AMERICAN ENTERPRISE BANK OF FLORIDA — 2011
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 215,940,000 | 202,839,000 | 203,770,000 | 194,881,000 |
| Total loans | 168,906,000 | 164,900,000 | 161,504,000 | 161,651,000 |
| Allowance for loan losses | 5,351,000 | 3,714,000 | 4,411,000 | 5,311,000 |
| Securities available for sale | 25,605,000 | 25,071,000 | 25,210,000 | 15,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,279,000 | 182,662,000 | 185,380,000 | 178,153,000 |
| Interest-bearing deposits | 163,919,000 | 151,908,000 | 149,830,000 | 147,171,000 |
| Noninterest-bearing deposits | 32,360,000 | 30,754,000 | 35,550,000 | 30,982,000 |
| Equity capital | 17,810,000 | 17,780,000 | 17,296,000 | 15,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,392,000 | 4,782,000 | 7,114,000 | 9,407,000 |
| Interest expense | 624,000 | 1,216,000 | 1,776,000 | 2,312,000 |
| Net interest income | 1,768,000 | 3,566,000 | 5,338,000 | 7,095,000 |
| Noninterest income | 146,000 | 255,000 | 131,000 | -60,000 |
| Noninterest expense | 1,567,000 | 3,302,000 | 5,016,000 | 6,946,000 |
| Provision for loan losses | 511,000 | 822,000 | 1,511,000 | 3,648,000 |
| Pretax income | -164,000 | -239,000 | -994,000 | -3,502,000 |
| Income tax | -62,000 | -89,000 | -373,000 | -1,318,000 |
| Net income | -102,000 | -150,000 | -621,000 | -2,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,548,000 | 17,344,000 | 16,410,000 | 14,073,000 |
| Total capital | 19,695,000 | 19,447,000 | 18,439,000 | 16,071,000 |
| Risk-weighted assets | 168,540,000 | 166,666,000 | 159,904,000 | 156,545,000 |