Call reports 2010
AMERICAN ENTERPRISE BANK OF FLORIDA — 2010
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 209,865,000 | 209,218,000 | 205,853,000 | 220,579,000 |
| Total loans | 172,419,000 | 169,563,000 | 170,747,000 | 173,095,000 |
| Allowance for loan losses | 3,591,000 | 3,201,000 | 3,454,000 | 4,828,000 |
| Securities available for sale | 13,558,000 | 15,885,000 | 16,865,000 | 22,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,769,000 | 190,622,000 | 184,976,000 | 201,403,000 |
| Interest-bearing deposits | 165,792,000 | 162,677,000 | 158,820,000 | 167,106,000 |
| Noninterest-bearing deposits | 25,977,000 | 27,945,000 | 26,156,000 | 34,297,000 |
| Equity capital | 16,879,000 | 17,288,000 | 18,745,000 | 17,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,463,000 | 4,932,000 | 7,419,000 | 9,871,000 |
| Interest expense | 779,000 | 1,504,000 | 2,199,000 | 2,849,000 |
| Net interest income | 1,684,000 | 3,428,000 | 5,220,000 | 7,022,000 |
| Noninterest income | 166,000 | 314,000 | 470,000 | 726,000 |
| Noninterest expense | 1,535,000 | 3,067,000 | 4,623,000 | 6,296,000 |
| Provision for loan losses | 304,000 | 574,000 | 1,221,000 | 2,755,000 |
| Pretax income | 46,000 | 136,000 | -119,000 | -1,268,000 |
| Income tax | 17,000 | 51,000 | -45,000 | -477,000 |
| Net income | 29,000 | 85,000 | -74,000 | -791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,895,000 | 17,201,000 | 18,543,000 | 17,663,000 |
| Total capital | 18,979,000 | 19,311,000 | 20,643,000 | 19,821,000 |
| Risk-weighted assets | 165,181,000 | 167,741,000 | 166,628,000 | 169,243,000 |