Call reports 2009
AMERICAN ENTERPRISE BANK OF FLORIDA — 2009
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 208,521,000 | 205,514,000 | 202,333,000 | 202,180,000 |
| Total loans | 178,543,000 | 174,131,000 | 172,669,000 | 168,615,000 |
| Allowance for loan losses | 2,575,000 | 2,793,000 | 2,836,000 | 3,415,000 |
| Securities available for sale | 10,172,000 | 10,054,000 | 14,489,000 | 14,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,214,000 | 184,321,000 | 184,640,000 | 184,295,000 |
| Interest-bearing deposits | 158,209,000 | 159,688,000 | 158,695,000 | 160,394,000 |
| Noninterest-bearing deposits | 27,005,000 | 24,633,000 | 25,945,000 | 23,901,000 |
| Equity capital | 16,586,000 | 15,342,000 | 15,928,000 | 16,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,547,000 | 5,144,000 | 7,690,000 | 10,198,000 |
| Interest expense | 1,046,000 | 2,021,000 | 2,971,000 | 3,780,000 |
| Net interest income | 1,501,000 | 3,123,000 | 4,719,000 | 6,418,000 |
| Noninterest income | 727,000 | 1,194,000 | 1,435,000 | 1,653,000 |
| Noninterest expense | 2,157,000 | 4,256,000 | 5,945,000 | 7,898,000 |
| Provision for loan losses | 50,000 | 1,026,000 | 1,088,000 | 2,606,000 |
| Pretax income | 85,000 | -658,000 | -572,000 | -2,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 85,000 | -658,000 | -572,000 | -2,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,378,000 | 15,635,000 | 15,920,000 | 16,367,000 |
| Total capital | 18,598,000 | 17,910,000 | 18,070,000 | 18,467,000 |
| Risk-weighted assets | 177,692,000 | 181,511,000 | 171,317,000 | 166,658,000 |