Call reports 2007
AMERICAN ENTERPRISE BANK OF FLORIDA — 2007
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 177,596,000 | 179,805,000 | 177,698,000 | 175,204,000 |
| Total loans | 142,397,000 | 146,015,000 | 153,600,000 | 161,346,000 |
| Allowance for loan losses | 1,424,000 | 1,499,000 | 1,536,000 | 1,614,000 |
| Securities available for sale | 5,036,000 | 4,756,000 | 4,666,000 | 4,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,855,000 | 161,657,000 | 159,367,000 | 156,470,000 |
| Interest-bearing deposits | 135,890,000 | 139,560,000 | 137,608,000 | 133,970,000 |
| Noninterest-bearing deposits | 23,965,000 | 22,097,000 | 21,759,000 | 22,500,000 |
| Equity capital | 16,140,000 | 16,179,000 | 16,261,000 | 16,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,941,000 | 6,291,000 | 9,671,000 | 12,964,000 |
| Interest expense | 1,415,000 | 3,214,000 | 4,851,000 | 6,432,000 |
| Net interest income | 1,526,000 | 3,077,000 | 4,820,000 | 6,532,000 |
| Noninterest income | 1,058,000 | 2,020,000 | 2,887,000 | 4,098,000 |
| Noninterest expense | 2,470,000 | 4,765,000 | 7,191,000 | 9,765,000 |
| Provision for loan losses | 87,000 | 162,000 | 338,000 | 605,000 |
| Pretax income | 27,000 | 170,000 | 178,000 | 260,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 170,000 | 178,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,184,000 | 16,327,000 | 16,335,000 | 16,417,000 |
| Total capital | 17,608,000 | 17,826,000 | 17,871,000 | 18,031,000 |
| Risk-weighted assets | 151,660,000 | 151,504,000 | 157,011,000 | 159,938,000 |