Call reports 2006
AMERICAN ENTERPRISE BANK OF FLORIDA — 2006
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 143,986,000 | 137,283,000 | 151,721,000 | 150,435,000 |
| Total loans | 116,136,000 | 121,684,000 | 127,428,000 | 132,466,000 |
| Allowance for loan losses | 1,161,000 | 1,217,000 | 1,274,000 | 1,337,000 |
| Securities available for sale | 2,791,000 | 2,607,000 | 2,558,000 | 5,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,315,000 | 121,303,000 | 134,768,000 | 132,135,000 |
| Interest-bearing deposits | 110,397,000 | 103,429,000 | 113,206,000 | 110,520,000 |
| Noninterest-bearing deposits | 17,918,000 | 17,874,000 | 21,562,000 | 21,615,000 |
| Equity capital | 14,277,000 | 14,467,000 | 14,907,000 | 16,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,286,000 | 4,878,000 | 7,720,000 | 10,636,000 |
| Interest expense | 1,082,000 | 2,248,000 | 3,478,000 | 4,783,000 |
| Net interest income | 1,204,000 | 2,630,000 | 4,242,000 | 5,853,000 |
| Noninterest income | 798,000 | 1,548,000 | 2,550,000 | 3,738,000 |
| Noninterest expense | 1,931,000 | 3,808,000 | 5,998,000 | 8,313,000 |
| Provision for loan losses | 77,000 | 133,000 | 190,000 | 253,000 |
| Pretax income | -6,000 | 237,000 | 604,000 | 1,025,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -6,000 | 237,000 | 604,000 | 1,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,326,000 | 14,569,000 | 14,936,000 | 16,157,000 |
| Total capital | 15,487,000 | 15,786,000 | 16,210,000 | 17,494,000 |
| Risk-weighted assets | 118,665,000 | 123,633,000 | 136,152,000 | 139,674,000 |