Call reports 2005
AMERICAN ENTERPRISE BANK OF FLORIDA — 2005
What AMERICAN ENTERPRISE BANK OF FLORIDA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 73,725,000 | 98,555,000 | 103,024,000 | 125,114,000 |
| Total loans | 64,490,000 | 76,770,000 | 92,753,000 | 108,448,000 |
| Allowance for loan losses | 645,000 | 768,000 | 927,000 | 1,084,000 |
| Securities available for sale | 0 | 0 | 954,000 | 905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,324,000 | 83,627,000 | 87,827,000 | 109,648,000 |
| Interest-bearing deposits | 54,565,000 | 69,930,000 | 75,493,000 | 94,679,000 |
| Noninterest-bearing deposits | 10,759,000 | 13,697,000 | 12,334,000 | 14,969,000 |
| Equity capital | 8,039,000 | 14,360,000 | 14,266,000 | 14,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 842,000 | 2,040,000 | 3,660,000 | 5,363,000 |
| Interest expense | 324,000 | 802,000 | 1,412,000 | 2,179,000 |
| Net interest income | 518,000 | 1,238,000 | 2,248,000 | 3,184,000 |
| Noninterest income | 102,000 | 369,000 | 1,028,000 | 1,932,000 |
| Noninterest expense | 890,000 | 2,349,000 | 3,946,000 | 5,570,000 |
| Provision for loan losses | 149,000 | 272,000 | 431,000 | 588,000 |
| Pretax income | -419,000 | -1,014,000 | -1,101,000 | -1,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -419,000 | -1,014,000 | -1,101,000 | -1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,039,000 | 14,360,000 | 14,266,000 | 14,332,000 |
| Total capital | 8,684,000 | 15,128,000 | 15,193,000 | 15,416,000 |
| Risk-weighted assets | 65,391,000 | 75,442,000 | 91,679,000 | 110,010,000 |