Call reports 2016
FIRST MARINER BANK — 2016
What FIRST MARINER BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 932,558,000 | 984,693,000 | 929,923,000 | 973,152,000 |
| Total loans | 599,119,000 | 663,811,000 | 643,975,000 | 697,281,000 |
| Allowance for loan losses | 2,761,000 | 3,037,000 | 3,510,000 | 3,832,000 |
| Securities available for sale | 195,817,000 | 187,885,000 | 155,235,000 | 143,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,880,000 | 770,009,000 | 771,926,000 | 755,333,000 |
| Interest-bearing deposits | 648,889,000 | 635,365,000 | 634,295,000 | 617,429,000 |
| Noninterest-bearing deposits | 135,991,000 | 134,644,000 | 137,631,000 | 137,905,000 |
| Equity capital | 102,463,000 | 105,496,000 | 105,473,000 | 99,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,681,000 | 16,168,000 | 24,655,000 | 32,700,000 |
| Interest expense | 1,065,000 | 2,157,000 | 3,263,000 | 4,385,000 |
| Net interest income | 6,616,000 | 14,011,000 | 21,392,000 | 28,315,000 |
| Noninterest income | 6,692,000 | 15,010,000 | 22,861,000 | 28,538,000 |
| Noninterest expense | 12,467,000 | 26,452,000 | 40,552,000 | 53,272,000 |
| Provision for loan losses | 100,000 | 618,000 | 1,576,000 | 2,673,000 |
| Pretax income | 742,000 | 1,951,000 | 2,269,000 | 1,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 742,000 | 1,951,000 | 2,269,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,363,000 | 87,847,000 | 88,446,000 | 87,510,000 |
| Total capital | 89,962,000 | 91,392,000 | 92,519,000 | 91,995,000 |
| Risk-weighted assets | 639,267,000 | 659,972,000 | 660,815,000 | 720,537,000 |