Call reports 2015
FIRST MARINER BANK — 2015
What FIRST MARINER BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 829,848,000 | 833,781,000 | 892,632,000 | 921,127,000 |
| Total loans | 569,190,000 | 585,601,000 | 557,166,000 | 595,770,000 |
| Allowance for loan losses | 1,106,000 | 1,352,000 | 1,674,000 | 2,804,000 |
| Securities available for sale | 53,405,000 | 68,366,000 | 142,310,000 | 175,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,441,000 | 702,929,000 | 726,070,000 | 750,720,000 |
| Interest-bearing deposits | 592,610,000 | 588,081,000 | 600,033,000 | 616,409,000 |
| Noninterest-bearing deposits | 116,832,000 | 114,848,000 | 126,037,000 | 134,311,000 |
| Equity capital | 105,963,000 | 104,794,000 | 105,368,000 | 98,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,090,000 | 16,040,000 | 24,575,000 | 31,815,000 |
| Interest expense | 617,000 | 1,354,000 | 2,143,000 | 3,137,000 |
| Net interest income | 7,473,000 | 14,686,000 | 22,432,000 | 28,678,000 |
| Noninterest income | 9,338,000 | 17,551,000 | 24,109,000 | 28,919,000 |
| Noninterest expense | 16,569,000 | 31,428,000 | 45,846,000 | 60,463,000 |
| Provision for loan losses | 50,000 | 1,204,000 | 1,404,000 | 3,191,000 |
| Pretax income | 503,000 | -98,000 | -412,000 | -5,757,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 503,000 | -98,000 | -412,000 | -5,757,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,309,000 | 91,813,000 | 91,649,000 | 86,552,000 |
| Total capital | 94,184,000 | 93,938,000 | 94,095,000 | 90,252,000 |
| Risk-weighted assets | 529,897,000 | 540,734,000 | 551,680,000 | 626,035,000 |