Call reports 2014
FIRST MARINER BANK — 2014
What FIRST MARINER BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 956,833,000 | 991,109,000 | 870,433,000 | 831,994,000 |
| Total loans | 616,630,000 | 578,026,000 | 575,452,000 | 565,130,000 |
| Allowance for loan losses | 8,328,000 | 257,000 | 157,000 | 1,432,000 |
| Securities available for sale | 105,064,000 | 100,549,000 | 93,089,000 | 60,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 888,761,000 | 834,269,000 | 751,522,000 | 690,129,000 |
| Interest-bearing deposits | 799,910,000 | 748,559,000 | 662,990,000 | 577,812,000 |
| Noninterest-bearing deposits | 88,851,000 | 85,709,000 | 88,533,000 | 112,317,000 |
| Equity capital | 27,516,000 | 110,103,000 | 108,602,000 | 104,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,244,000 | 1,146,000 | 9,621,000 | 17,549,000 |
| Interest expense | 1,947,000 | 243,000 | 1,044,000 | 1,696,000 |
| Net interest income | 6,297,000 | 903,000 | 8,577,000 | 15,853,000 |
| Noninterest income | 5,387,000 | 1,361,000 | 9,696,000 | 16,302,000 |
| Noninterest expense | 17,785,000 | 2,420,000 | 19,419,000 | 35,673,000 |
| Provision for loan losses | 0 | 270,000 | 270,000 | 1,620,000 |
| Pretax income | -5,982,000 | -426,000 | -1,416,000 | -4,964,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -5,982,000 | -426,000 | -1,416,000 | -4,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,703,000 | 92,659,000 | 91,378,000 | 87,451,000 |
| Total capital | 36,489,000 | 93,679,000 | 92,268,000 | 89,633,000 |
| Risk-weighted assets | 621,542,000 | 580,467,000 | 592,065,000 | 558,958,000 |