Call reports 2013
FIRST MARINER BANK — 2013
What FIRST MARINER BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,300,601,000 | 1,228,293,000 | 1,083,112,000 | 1,014,796,000 |
| Total loans | 834,903,000 | 759,628,000 | 688,901,000 | 620,920,000 |
| Allowance for loan losses | 11,195,000 | 9,843,000 | 9,165,000 | 8,559,000 |
| Securities available for sale | 56,146,000 | 81,961,000 | 134,039,000 | 123,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,192,313,000 | 1,129,763,000 | 981,909,000 | 925,665,000 |
| Interest-bearing deposits | 1,083,967,000 | 1,028,227,000 | 883,972,000 | 834,915,000 |
| Noninterest-bearing deposits | 108,347,000 | 101,537,000 | 97,936,000 | 90,750,000 |
| Equity capital | 46,526,000 | 45,107,000 | 40,457,000 | 32,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,129,000 | 21,053,000 | 30,860,000 | 39,691,000 |
| Interest expense | 3,585,000 | 6,708,000 | 9,418,000 | 11,649,000 |
| Net interest income | 7,544,000 | 14,345,000 | 21,442,000 | 28,042,000 |
| Noninterest income | 9,525,000 | 19,884,000 | 22,219,000 | 22,319,000 |
| Noninterest expense | 17,667,000 | 35,213,000 | 51,866,000 | 65,434,000 |
| Provision for loan losses | 1,300,000 | 1,300,000 | 1,300,000 | 1,300,000 |
| Pretax income | -1,867,000 | -2,253,000 | -9,474,000 | -16,199,000 |
| Income tax | 0 | 1,000 | 1,000 | -204,000 |
| Net income | -1,867,000 | -2,254,000 | -9,475,000 | -15,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,647,000 | 48,353,000 | 41,098,000 | 34,562,000 |
| Total capital | 57,923,000 | 57,572,000 | 49,744,000 | 42,296,000 |
| Risk-weighted assets | 738,656,000 | 736,230,000 | 690,938,000 | 617,395,000 |