Call reports 2011
FIRST MARINER BANK — 2011
What FIRST MARINER BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,266,804,000 | 1,165,032,000 | 1,197,822,000 | 1,179,394,000 |
| Total loans | 814,751,000 | 800,816,000 | 862,863,000 | 884,744,000 |
| Allowance for loan losses | 14,064,000 | 14,082,000 | 14,080,000 | 13,770,000 |
| Securities available for sale | 59,188,000 | 56,370,000 | 22,496,000 | 22,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,086,617,000 | 996,347,000 | 1,031,996,000 | 1,014,799,000 |
| Interest-bearing deposits | 979,445,000 | 887,057,000 | 928,843,000 | 914,495,000 |
| Noninterest-bearing deposits | 107,173,000 | 109,290,000 | 103,153,000 | 100,303,000 |
| Equity capital | 53,420,000 | 43,623,000 | 36,167,000 | 32,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,187,000 | 23,839,000 | 35,516,000 | 47,506,000 |
| Interest expense | 4,982,000 | 9,579,000 | 13,714,000 | 17,692,000 |
| Net interest income | 7,205,000 | 14,260,000 | 21,802,000 | 29,814,000 |
| Noninterest income | 2,261,000 | 4,588,000 | 8,767,000 | 15,867,000 |
| Noninterest expense | 15,463,000 | 29,552,000 | 43,418,000 | 59,667,000 |
| Provision for loan losses | 800,000 | 6,580,000 | 11,580,000 | 14,330,000 |
| Pretax income | -6,797,000 | -17,278,000 | -24,466,000 | -28,373,000 |
| Income tax | -1,000 | 0 | 0 | -604,000 |
| Net income | -6,796,000 | -17,278,000 | -24,466,000 | -27,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,787,000 | 46,429,000 | 39,237,000 | 35,935,000 |
| Total capital | 67,511,000 | 56,743,000 | 50,091,000 | 46,659,000 |
| Risk-weighted assets | 853,834,000 | 820,448,000 | 863,104,000 | 853,048,000 |