Call reports 2010
FIRST MARINER BANK — 2010
What FIRST MARINER BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,408,287,000 | 1,348,512,000 | 1,337,772,000 | 1,311,651,000 |
| Total loans | 927,745,000 | 973,824,000 | 984,525,000 | 952,029,000 |
| Allowance for loan losses | 11,961,000 | 11,984,000 | 15,142,000 | 14,081,000 |
| Securities available for sale | 27,178,000 | 19,764,000 | 24,701,000 | 27,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,223,000 | 0 | 0 | 0 |
| Total deposits | 1,183,406,000 | 1,115,935,000 | 1,106,808,000 | 1,123,132,000 |
| Interest-bearing deposits | 1,074,403,000 | 1,009,170,000 | 1,003,010,000 | 1,019,682,000 |
| Noninterest-bearing deposits | 109,003,000 | 106,765,000 | 103,798,000 | 103,450,000 |
| Equity capital | 96,300,000 | 102,966,000 | 98,752,000 | 60,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,218,000 | 27,708,000 | 41,486,000 | 55,233,000 |
| Interest expense | 6,654,000 | 12,784,000 | 18,274,000 | 23,473,000 |
| Net interest income | 7,564,000 | 14,924,000 | 23,212,000 | 31,760,000 |
| Noninterest income | 4,444,000 | 7,343,000 | 17,567,000 | 22,166,000 |
| Noninterest expense | 14,693,000 | 29,151,000 | 45,611,000 | 60,582,000 |
| Provision for loan losses | 2,190,000 | 6,540,000 | 16,290,000 | 17,790,000 |
| Pretax income | -4,998,000 | -13,803,000 | -22,317,000 | -25,641,000 |
| Income tax | -2,200,000 | -5,938,000 | -9,556,000 | 24,313,000 |
| Net income | -2,798,000 | -7,865,000 | -12,761,000 | -49,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,216,000 | 83,539,000 | 74,564,000 | 63,544,000 |
| Total capital | 89,337,000 | 95,708,000 | 86,862,000 | 75,283,000 |
| Risk-weighted assets | 972,629,000 | 987,078,000 | 979,981,000 | 935,404,000 |