Call reports 2009
FIRST MARINER BANK — 2009
What FIRST MARINER BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,271,811,000 | 1,348,071,000 | 1,303,011,000 | 1,379,910,000 |
| Total loans | 963,524,000 | 1,007,920,000 | 998,194,000 | 1,013,035,000 |
| Allowance for loan losses | 10,887,000 | 11,500,000 | 11,022,000 | 11,608,000 |
| Securities available for sale | 40,091,000 | 39,943,000 | 30,311,000 | 28,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 12,378,000 | 11,789,000 | 11,279,000 | 10,750,000 |
| Total deposits | 1,022,524,000 | 1,096,714,000 | 1,079,646,000 | 1,147,113,000 |
| Interest-bearing deposits | 901,146,000 | 963,475,000 | 961,813,000 | 1,034,850,000 |
| Noninterest-bearing deposits | 121,379,000 | 133,240,000 | 117,833,000 | 112,263,000 |
| Equity capital | 83,692,000 | 81,662,000 | 81,064,000 | 98,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 14,430,000 | 29,592,000 | 44,526,000 | 59,785,000 |
| Interest expense | 7,895,000 | 15,612,000 | 23,249,000 | 30,352,000 |
| Net interest income | 6,535,000 | 13,980,000 | 21,277,000 | 29,433,000 |
| Noninterest income | 5,213,000 | 12,841,000 | 18,101,000 | 24,030,000 |
| Noninterest expense | 14,044,000 | 28,822,000 | 45,110,000 | 60,754,000 |
| Provision for loan losses | 3,400,000 | 6,260,000 | 8,360,000 | 11,660,000 |
| Pretax income | -5,696,000 | -10,067,000 | -15,969,000 | -21,133,000 |
| Income tax | -2,498,000 | -4,477,000 | -7,564,000 | -9,891,000 |
| Net income | -3,198,000 | -5,590,000 | -8,405,000 | -11,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,676,000 | 72,333,000 | 70,542,000 | 80,946,000 |
| Total capital | 94,228,000 | 91,432,000 | 89,145,000 | 92,651,000 |
| Risk-weighted assets | 1,030,787,000 | 1,050,186,000 | 1,058,806,000 | 1,022,222,000 |