Call reports 2007
FIRST MARINER BANK — 2007
What FIRST MARINER BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,168,107,000 | 1,153,988,000 | 1,141,495,000 | 1,139,265,000 |
| Total loans | 846,031,000 | 850,829,000 | 829,440,000 | 854,156,000 |
| Allowance for loan losses | 8,868,000 | 9,324,000 | 8,552,000 | 9,222,000 |
| Securities available for sale | 54,617,000 | 51,452,000 | 47,239,000 | 44,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 40,901,000 | 38,095,000 | 37,394,000 | 36,950,000 |
| Total deposits | 932,365,000 | 922,887,000 | 918,710,000 | 918,024,000 |
| Interest-bearing deposits | 764,387,000 | 750,542,000 | 765,331,000 | 766,172,000 |
| Noninterest-bearing deposits | 167,978,000 | 172,345,000 | 153,379,000 | 151,853,000 |
| Equity capital | 89,056,000 | 85,076,000 | 81,076,000 | 80,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 17,884,000 | 36,111,000 | 53,945,000 | 71,443,000 |
| Interest expense | 8,693,000 | 17,396,000 | 26,325,000 | 34,947,000 |
| Net interest income | 9,191,000 | 18,715,000 | 27,620,000 | 36,496,000 |
| Noninterest income | 5,040,000 | 8,322,000 | 11,097,000 | 14,165,000 |
| Noninterest expense | 15,130,000 | 32,049,000 | 47,383,000 | 62,824,000 |
| Provision for loan losses | 250,000 | 2,150,000 | 4,050,000 | 6,700,000 |
| Pretax income | -1,149,000 | -7,162,000 | -12,716,000 | -18,863,000 |
| Income tax | -550,000 | -2,754,000 | -4,825,000 | -8,373,000 |
| Net income | -599,000 | -4,408,000 | -7,891,000 | -10,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,103,000 | 85,294,000 | 81,812,000 | 81,336,000 |
| Total capital | 108,220,000 | 104,171,000 | 99,425,000 | 98,464,000 |
| Risk-weighted assets | 933,840,000 | 924,769,000 | 926,985,000 | 927,193,000 |