Call reports 2006
FIRST MARINER BANK — 2006
What FIRST MARINER BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,269,073,000 | 1,305,759,000 | 1,293,320,000 | 1,162,883,000 |
| Total loans | 893,885,000 | 916,344,000 | 898,687,000 | 887,815,000 |
| Allowance for loan losses | 9,299,000 | 9,337,000 | 9,166,000 | 9,275,000 |
| Securities available for sale | 267,568,000 | 265,231,000 | 261,725,000 | 145,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 898,958,000 | 893,835,000 | 924,628,000 | 929,348,000 |
| Interest-bearing deposits | 711,709,000 | 704,429,000 | 730,342,000 | 740,155,000 |
| Noninterest-bearing deposits | 187,249,000 | 189,406,000 | 194,286,000 | 189,193,000 |
| Equity capital | 85,164,000 | 86,736,000 | 90,597,000 | 90,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 18,920,000 | 39,635,000 | 60,546,000 | 81,061,000 |
| Interest expense | 8,305,000 | 17,874,000 | 28,187,000 | 38,590,000 |
| Net interest income | 10,615,000 | 21,761,000 | 32,359,000 | 42,471,000 |
| Noninterest income | 4,958,000 | 11,165,000 | 16,601,000 | 22,409,000 |
| Noninterest expense | 13,311,000 | 27,339,000 | 41,047,000 | 59,956,000 |
| Provision for loan losses | 0 | 100,000 | -150,000 | 150,000 |
| Pretax income | 2,262,000 | 5,487,000 | 8,063,000 | 1,712,000 |
| Income tax | 637,000 | 1,603,000 | 2,346,000 | 48,000 |
| Net income | 1,625,000 | 3,884,000 | 5,717,000 | 1,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,822,000 | 92,081,000 | 93,913,000 | 91,361,000 |
| Total capital | 106,798,000 | 109,051,000 | 110,832,000 | 110,787,000 |
| Risk-weighted assets | 967,975,000 | 992,034,000 | 986,836,000 | 953,159,000 |