Call reports 2003
FIRST MARINER BANK — 2003
What FIRST MARINER BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 894,553,000 | 979,345,000 | 998,306,000 | 1,028,176,000 |
| Total loans | 620,427,000 | 661,086,000 | 607,378,000 | 639,644,000 |
| Allowance for loan losses | 6,867,000 | 7,387,000 | 7,583,000 | 7,589,000 |
| Securities available for sale | 103,401,000 | 122,385,000 | 167,363,000 | 287,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,423,000 | 780,686,000 | 776,044,000 | 755,077,000 |
| Interest-bearing deposits | 586,835,000 | 647,554,000 | 648,154,000 | 621,015,000 |
| Noninterest-bearing deposits | 122,588,000 | 133,132,000 | 127,890,000 | 134,062,000 |
| Equity capital | 64,378,000 | 66,051,000 | 67,465,000 | 70,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 12,374,000 | 25,008,000 | 37,901,000 | 50,936,000 |
| Interest expense | 4,469,000 | 9,194,000 | 14,055,000 | 18,705,000 |
| Net interest income | 7,905,000 | 15,814,000 | 23,846,000 | 32,231,000 |
| Noninterest income | 4,438,000 | 9,347,000 | 14,920,000 | 18,649,000 |
| Noninterest expense | 9,883,000 | 19,895,000 | 30,987,000 | 41,368,000 |
| Provision for loan losses | 300,000 | 900,000 | 1,300,000 | 1,400,000 |
| Pretax income | 2,206,000 | 4,413,000 | 6,522,000 | 8,358,000 |
| Income tax | 714,000 | 1,430,000 | 1,731,000 | 2,222,000 |
| Net income | 1,492,000 | 2,983,000 | 4,791,000 | 6,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,945,000 | 64,433,000 | 66,244,000 | 69,586,000 |
| Total capital | 69,812,000 | 71,820,000 | 73,827,000 | 77,174,000 |
| Risk-weighted assets | 663,601,000 | 683,002,000 | 684,825,000 | 721,171,000 |