Call reports 2002
FIRST MARINER BANK — 2002
What FIRST MARINER BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 785,515,000 | 800,626,000 | 848,990,000 | 853,534,000 |
| Total loans | 502,216,000 | 539,758,000 | 586,260,000 | 615,378,000 |
| Allowance for loan losses | 5,810,000 | 6,060,000 | 6,213,000 | 6,705,000 |
| Securities available for sale | 138,947,000 | 171,224,000 | 155,198,000 | 124,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,108,000 | 630,666,000 | 654,775,000 | 672,936,000 |
| Interest-bearing deposits | 512,608,000 | 520,839,000 | 543,240,000 | 554,493,000 |
| Noninterest-bearing deposits | 100,500,000 | 109,827,000 | 111,535,000 | 118,443,000 |
| Equity capital | 54,969,000 | 57,839,000 | 60,492,000 | 63,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 12,316,000 | 25,194,000 | 38,337,000 | 51,361,000 |
| Interest expense | 4,974,000 | 9,832,000 | 14,753,000 | 19,574,000 |
| Net interest income | 7,342,000 | 15,362,000 | 23,584,000 | 31,787,000 |
| Noninterest income | 2,977,000 | 6,103,000 | 9,822,000 | 14,187,000 |
| Noninterest expense | 8,335,000 | 17,511,000 | 27,084,000 | 36,812,000 |
| Provision for loan losses | 300,000 | 635,000 | 995,000 | 1,495,000 |
| Pretax income | 1,684,000 | 3,413,000 | 5,700,000 | 8,061,000 |
| Income tax | 598,000 | 1,167,000 | 1,908,000 | 2,706,000 |
| Net income | 1,086,000 | 2,246,000 | 3,792,000 | 5,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,184,000 | 57,346,000 | 58,891,000 | 61,453,000 |
| Total capital | 61,994,000 | 63,406,000 | 65,104,000 | 68,158,000 |
| Risk-weighted assets | 555,493,000 | 584,869,000 | 621,754,000 | 641,052,000 |