Call reports 2001
FIRST MARINER BANK — 2001
What FIRST MARINER BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 699,543,000 | 707,281,000 | 718,664,000 | 772,406,000 |
| Total loans | 500,853,000 | 524,716,000 | 523,499,000 | 549,290,000 |
| Allowance for loan losses | 4,646,000 | 4,948,000 | 5,310,000 | 5,524,000 |
| Securities available for sale | 136,742,000 | 123,864,000 | 124,453,000 | 117,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,333,000 | 506,349,000 | 552,573,000 | 606,810,000 |
| Interest-bearing deposits | 429,355,000 | 430,797,000 | 473,594,000 | 517,688,000 |
| Noninterest-bearing deposits | 72,978,000 | 75,552,000 | 78,979,000 | 89,122,000 |
| Equity capital | 42,503,000 | 44,070,000 | 47,231,000 | 53,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,081,000 | 26,616,000 | 39,894,000 | 52,933,000 |
| Interest expense | 7,279,000 | 13,932,000 | 20,025,000 | 25,673,000 |
| Net interest income | 5,802,000 | 12,684,000 | 19,869,000 | 27,260,000 |
| Noninterest income | 2,477,000 | 4,876,000 | 7,640,000 | 10,289,000 |
| Noninterest expense | 7,210,000 | 14,947,000 | 23,067,000 | 30,967,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,175,000 | 1,625,000 |
| Pretax income | 759,000 | 1,877,000 | 3,316,000 | 5,014,000 |
| Income tax | 271,000 | 684,000 | 1,218,000 | 1,859,000 |
| Net income | 488,000 | 1,193,000 | 2,098,000 | 3,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,930,000 | 46,136,000 | 47,541,000 | 55,098,000 |
| Total capital | 48,576,000 | 51,084,000 | 52,851,000 | 60,622,000 |
| Risk-weighted assets | 481,759,000 | 505,594,000 | 521,764,000 | 555,095,000 |