Call reports 2025
KEARNY BANK — 2025
What KEARNY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 7,720,773,000 | 7,727,514,000 | 7,633,562,000 | 7,605,829,000 |
| Total loans | 5,852,362,000 | 5,818,868,000 | 5,774,069,000 | 5,762,179,000 |
| Allowance for loan losses | 44,455,000 | 46,191,000 | 45,060,000 | 44,958,000 |
| Securities available for sale | 1,003,393,000 | 1,012,969,000 | 1,016,182,000 | 1,000,397,000 |
| Securities held to maturity | 124,859,000 | 120,217,000 | 116,681,000 | 112,800,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,737,943,000 | 5,703,348,000 | 5,655,081,000 | 5,736,456,000 |
| Interest-bearing deposits | 5,129,881,000 | 5,100,554,000 | 5,057,423,000 | 5,089,347,000 |
| Noninterest-bearing deposits | 608,062,000 | 602,794,000 | 597,658,000 | 647,109,000 |
| Equity capital | 703,456,000 | 702,608,000 | 711,527,000 | 714,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 79,272,000 | 159,592,000 | 242,054,000 | 322,866,000 |
| Interest expense | 45,574,000 | 90,404,000 | 135,457,000 | 178,380,000 |
| Net interest income | 33,698,000 | 69,188,000 | 106,597,000 | 144,486,000 |
| Noninterest income | 4,610,000 | 9,661,000 | 15,527,000 | 20,914,000 |
| Noninterest expense | 29,881,000 | 60,201,000 | 91,275,000 | 121,927,000 |
| Provision for loan losses | 366,000 | 2,151,000 | 2,069,000 | 2,636,000 |
| Pretax income | 8,024,000 | 16,322,000 | 28,483,000 | 40,450,000 |
| Income tax | 1,230,000 | 2,640,000 | 5,140,000 | 7,509,000 |
| Net income | 6,794,000 | 13,682,000 | 23,343,000 | 32,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 660,000,000 | 662,232,000 | 663,891,000 | 666,320,000 |
| Total capital | 700,996,000 | 704,969,000 | 710,085,000 | 712,511,000 |
| Risk-weighted assets | 4,864,212,000 | 4,864,806,000 | 4,843,253,000 | 4,830,360,000 |