Call reports 2024
KEARNY BANK — 2024
What KEARNY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 7,832,800,000 | 7,673,522,000 | 7,761,646,000 | 7,719,887,000 |
| Total loans | 5,762,453,000 | 5,738,823,000 | 5,793,112,000 | 5,797,453,000 |
| Allowance for loan losses | 44,930,000 | 44,939,000 | 44,923,000 | 44,457,000 |
| Securities available for sale | 1,098,655,000 | 1,072,833,000 | 1,070,811,000 | 1,018,279,000 |
| Securities held to maturity | 139,643,000 | 135,742,000 | 132,256,000 | 127,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,250,179,000 | 5,197,442,000 | 5,502,309,000 | 5,700,603,000 |
| Interest-bearing deposits | 4,645,824,000 | 4,580,887,000 | 4,892,240,000 | 5,080,092,000 |
| Noninterest-bearing deposits | 604,355,000 | 616,555,000 | 610,069,000 | 620,511,000 |
| Equity capital | 792,162,000 | 698,427,000 | 703,735,000 | 698,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 82,019,000 | 164,953,000 | 248,111,000 | 329,547,000 |
| Interest expense | 48,193,000 | 98,298,000 | 149,452,000 | 198,625,000 |
| Net interest income | 33,826,000 | 66,655,000 | 98,659,000 | 130,922,000 |
| Noninterest income | 4,261,000 | 10,104,000 | 14,802,000 | 19,706,000 |
| Noninterest expense | 28,600,000 | 154,453,000 | 183,481,000 | 212,642,000 |
| Provision for loan losses | 349,000 | 3,876,000 | 3,984,000 | 4,091,000 |
| Pretax income | 9,138,000 | -81,799,000 | -74,506,000 | -66,491,000 |
| Income tax | 1,722,000 | 817,000 | 1,921,000 | 3,204,000 |
| Net income | 7,416,000 | -82,616,000 | -76,427,000 | -69,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 648,370,000 | 651,620,000 | 655,826,000 | 658,410,000 |
| Total capital | 685,284,000 | 688,597,000 | 697,316,000 | 699,334,000 |
| Risk-weighted assets | 4,801,189,000 | 4,775,419,000 | 4,816,695,000 | 4,826,220,000 |