Call reports 2023
KEARNY BANK — 2023
What KEARNY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 8,343,244,000 | 8,057,991,000 | 7,967,270,000 | 7,889,500,000 |
| Total loans | 5,971,726,000 | 5,839,012,000 | 5,739,983,000 | 5,759,659,000 |
| Allowance for loan losses | 49,122,000 | 48,734,000 | 46,872,000 | 44,867,000 |
| Securities available for sale | 1,267,066,000 | 1,227,729,000 | 1,215,633,000 | 1,144,175,000 |
| Securities held to maturity | 149,764,000 | 146,465,000 | 143,730,000 | 141,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,872,714,000 | 5,690,581,000 | 5,487,099,000 | 5,367,386,000 |
| Interest-bearing deposits | 5,232,062,000 | 5,060,011,000 | 4,872,415,000 | 4,766,076,000 |
| Noninterest-bearing deposits | 640,652,000 | 630,570,000 | 614,684,000 | 601,310,000 |
| Equity capital | 783,699,000 | 794,080,000 | 780,925,000 | 784,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 77,187,000 | 156,847,000 | 237,976,000 | 320,545,000 |
| Interest expense | 35,233,000 | 75,125,000 | 117,653,000 | 164,922,000 |
| Net interest income | 41,954,000 | 81,722,000 | 120,323,000 | 155,623,000 |
| Noninterest income | 1,691,000 | 5,436,000 | 9,496,000 | 11,675,000 |
| Noninterest expense | 29,933,000 | 58,262,000 | 87,534,000 | 116,829,000 |
| Provision for loan losses | 451,000 | 145,000 | 390,000 | 2,495,000 |
| Pretax income | 13,261,000 | 28,751,000 | 41,895,000 | 29,839,000 |
| Income tax | 2,910,000 | 6,309,000 | 9,615,000 | 11,396,000 |
| Net income | 10,351,000 | 22,442,000 | 32,280,000 | 18,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 652,914,000 | 659,783,000 | 660,252,000 | 640,522,000 |
| Total capital | 688,824,000 | 695,417,000 | 698,724,000 | 677,211,000 |
| Risk-weighted assets | 5,499,076,000 | 5,223,157,000 | 5,001,322,000 | 4,882,167,000 |