Call reports 2022
KEARNY BANK — 2022
What KEARNY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,386,466,000 | 7,716,309,000 | 7,885,054,000 | 8,283,971,000 |
| Total loans | 5,006,023,000 | 5,446,719,000 | 5,669,306,000 | 5,997,073,000 |
| Allowance for loan losses | 43,860,000 | 47,058,000 | 47,613,000 | 48,877,000 |
| Securities available for sale | 1,526,086,000 | 1,344,093,000 | 1,263,176,000 | 1,286,354,000 |
| Securities held to maturity | 121,853,000 | 118,291,000 | 115,943,000 | 153,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,647,708,000 | 5,956,007,000 | 6,192,802,000 | 6,051,779,000 |
| Interest-bearing deposits | 5,002,954,000 | 5,278,433,000 | 5,488,701,000 | 5,379,195,000 |
| Noninterest-bearing deposits | 644,754,000 | 677,574,000 | 704,101,000 | 672,584,000 |
| Equity capital | 821,201,000 | 788,021,000 | 776,610,000 | 777,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 54,670,000 | 113,277,000 | 177,768,000 | 250,201,000 |
| Interest expense | 7,147,000 | 15,367,000 | 31,630,000 | 59,689,000 |
| Net interest income | 47,523,000 | 97,910,000 | 146,138,000 | 190,512,000 |
| Noninterest income | 3,242,000 | 6,681,000 | 12,621,000 | 19,452,000 |
| Noninterest expense | 30,165,000 | 63,095,000 | 94,634,000 | 126,774,000 |
| Provision for loan losses | -3,920,000 | 302,000 | 972,000 | 2,643,000 |
| Pretax income | 24,523,000 | 40,634,000 | 62,593,000 | 64,760,000 |
| Income tax | 6,605,000 | 10,955,000 | 16,255,000 | 16,329,000 |
| Net income | 17,918,000 | 29,679,000 | 46,338,000 | 48,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 641,798,000 | 642,336,000 | 648,894,000 | 642,389,000 |
| Total capital | 668,961,000 | 672,274,000 | 683,381,000 | 678,149,000 |
| Risk-weighted assets | 4,730,709,000 | 5,130,359,000 | 5,392,015,000 | 5,610,228,000 |