Call reports 2021
KEARNY BANK — 2021
What KEARNY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 7,339,060,000 | 7,264,701,000 | 7,167,141,000 | 7,183,862,000 |
| Total loans | 4,803,411,000 | 4,867,886,000 | 4,802,223,000 | 4,838,953,000 |
| Allowance for loan losses | 63,762,000 | 58,165,000 | 51,785,000 | 48,216,000 |
| Securities available for sale | 1,763,970,000 | 1,661,864,000 | 1,636,156,000 | 1,591,066,000 |
| Securities held to maturity | 27,168,000 | 38,138,000 | 37,497,000 | 53,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,436,085,000 | 5,563,931,000 | 5,544,671,000 | 5,594,794,000 |
| Interest-bearing deposits | 4,864,387,000 | 4,949,564,000 | 4,886,140,000 | 4,951,547,000 |
| Noninterest-bearing deposits | 571,698,000 | 614,367,000 | 658,531,000 | 643,247,000 |
| Equity capital | 968,360,000 | 932,004,000 | 835,660,000 | 840,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 59,019,000 | 116,527,000 | 173,564,000 | 229,360,000 |
| Interest expense | 10,980,000 | 19,865,000 | 27,749,000 | 35,261,000 |
| Net interest income | 48,039,000 | 96,662,000 | 145,815,000 | 194,099,000 |
| Noninterest income | 4,650,000 | 7,902,000 | 11,778,000 | 15,957,000 |
| Noninterest expense | 29,475,000 | 60,218,000 | 91,587,000 | 120,820,000 |
| Provision for loan losses | 1,126,000 | -3,815,000 | -9,215,000 | -11,635,000 |
| Pretax income | 22,106,000 | 48,492,000 | 75,553,000 | 101,203,000 |
| Income tax | 5,719,000 | 12,984,000 | 20,276,000 | 27,098,000 |
| Net income | 16,387,000 | 35,508,000 | 55,277,000 | 74,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 769,007,000 | 726,737,000 | 632,695,000 | 637,487,000 |
| Total capital | 807,658,000 | 761,883,000 | 662,785,000 | 667,328,000 |
| Risk-weighted assets | 4,458,475,000 | 4,424,621,000 | 4,398,864,000 | 4,486,136,000 |