Call reports 2020
KEARNY BANK — 2020
What KEARNY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 6,751,704,000 | 6,735,369,000 | 7,286,566,000 | 7,316,961,000 |
| Total loans | 4,573,757,000 | 4,519,186,000 | 4,974,920,000 | 4,841,235,000 |
| Allowance for loan losses | 37,191,000 | 37,327,000 | 64,860,000 | 63,386,000 |
| Securities available for sale | 1,461,344,000 | 1,370,703,000 | 1,493,542,000 | 1,680,893,000 |
| Securities held to maturity | 34,618,000 | 32,556,000 | 31,576,000 | 29,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,305,401,000 | 4,482,843,000 | 5,086,907,000 | 5,360,312,000 |
| Interest-bearing deposits | 3,965,535,000 | 4,045,105,000 | 4,580,441,000 | 4,816,694,000 |
| Noninterest-bearing deposits | 339,866,000 | 437,738,000 | 506,466,000 | 543,618,000 |
| Equity capital | 980,619,000 | 994,696,000 | 1,040,125,000 | 1,012,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 59,445,000 | 117,970,000 | 179,329,000 | 238,908,000 |
| Interest expense | 21,455,000 | 38,621,000 | 55,607,000 | 69,737,000 |
| Net interest income | 37,990,000 | 79,349,000 | 123,722,000 | 169,171,000 |
| Noninterest income | 3,253,000 | 7,033,000 | 14,637,000 | 19,700,000 |
| Noninterest expense | 27,751,000 | 54,292,000 | 87,406,000 | 117,545,000 |
| Provision for loan losses | 6,270,000 | 6,444,000 | 10,503,000 | 9,138,000 |
| Pretax income | 9,456,000 | 27,898,000 | 42,326,000 | 64,877,000 |
| Income tax | 219,000 | 4,931,000 | 7,856,000 | 13,469,000 |
| Net income | 9,237,000 | 22,967,000 | 34,470,000 | 51,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 770,378,000 | 779,250,000 | 835,905,000 | 808,147,000 |
| Total capital | 807,569,000 | 816,577,000 | 878,250,000 | 848,353,000 |
| Risk-weighted assets | 3,908,642,000 | 3,819,528,000 | 4,342,317,000 | 4,410,765,000 |