Call reports 2019
KEARNY BANK — 2019
What KEARNY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 6,640,365,000 | 6,615,786,000 | 6,621,291,000 | 6,589,030,000 |
| Total loans | 4,660,801,000 | 4,691,195,000 | 4,615,233,000 | 4,498,649,000 |
| Allowance for loan losses | 33,105,000 | 33,274,000 | 32,432,000 | 30,937,000 |
| Securities available for sale | 726,920,000 | 714,263,000 | 1,216,691,000 | 1,387,206,000 |
| Securities held to maturity | 577,199,000 | 561,652,000 | 37,888,000 | 36,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,285,848,000 | 4,266,813,000 | 4,286,998,000 | 4,257,977,000 |
| Interest-bearing deposits | 3,958,961,000 | 3,937,178,000 | 3,939,855,000 | 3,921,015,000 |
| Noninterest-bearing deposits | 326,887,000 | 329,635,000 | 347,143,000 | 336,962,000 |
| Equity capital | 975,471,000 | 973,059,000 | 985,831,000 | 989,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 60,666,000 | 120,726,000 | 181,319,000 | 239,876,000 |
| Interest expense | 21,316,000 | 43,963,000 | 67,502,000 | 90,386,000 |
| Net interest income | 39,350,000 | 76,763,000 | 113,817,000 | 149,490,000 |
| Noninterest income | 2,784,000 | 5,632,000 | 8,864,000 | 11,985,000 |
| Noninterest expense | 26,388,000 | 54,780,000 | 80,618,000 | 106,672,000 |
| Provision for loan losses | -179,000 | 486,000 | -297,000 | -1,761,000 |
| Pretax income | 15,743,000 | 26,806,000 | 42,023,000 | 56,238,000 |
| Income tax | 4,282,000 | 6,586,000 | 10,409,000 | 13,962,000 |
| Net income | 11,461,000 | 20,220,000 | 31,614,000 | 42,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 751,414,000 | 753,945,000 | 761,386,000 | 766,121,000 |
| Total capital | 784,519,000 | 787,219,000 | 793,818,000 | 797,058,000 |
| Risk-weighted assets | 4,109,197,000 | 4,037,179,000 | 3,935,135,000 | 3,783,202,000 |