Call reports 2018
KEARNY BANK — 2018
What KEARNY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,913,483,000 | 6,562,990,000 | 6,639,958,000 | 6,684,943,000 |
| Total loans | 3,353,746,000 | 4,502,211,000 | 4,662,010,000 | 4,754,393,000 |
| Allowance for loan losses | 30,248,000 | 30,865,000 | 32,731,000 | 33,526,000 |
| Securities available for sale | 684,770,000 | 725,085,000 | 706,240,000 | 666,602,000 |
| Securities held to maturity | 444,380,000 | 574,730,000 | 587,838,000 | 583,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,144,504,000 | 4,115,895,000 | 4,059,930,000 | 4,213,130,000 |
| Interest-bearing deposits | 2,853,997,000 | 3,778,648,000 | 3,737,743,000 | 3,884,355,000 |
| Noninterest-bearing deposits | 290,507,000 | 337,247,000 | 322,187,000 | 328,775,000 |
| Equity capital | 867,642,000 | 1,193,601,000 | 1,107,755,000 | 1,109,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 39,443,000 | 97,278,000 | 155,987,000 | 216,622,000 |
| Interest expense | 11,816,000 | 28,801,000 | 47,127,000 | 68,113,000 |
| Net interest income | 27,627,000 | 68,477,000 | 108,860,000 | 148,509,000 |
| Noninterest income | 2,579,000 | 5,287,000 | 7,912,000 | 10,550,000 |
| Noninterest expense | 22,250,000 | 53,130,000 | 79,169,000 | 105,991,000 |
| Provision for loan losses | 423,000 | 1,140,000 | 3,240,000 | 4,211,000 |
| Pretax income | 7,532,000 | 19,502,000 | 34,371,000 | 48,865,000 |
| Income tax | 2,225,000 | 6,481,000 | 9,705,000 | 13,815,000 |
| Net income | 5,307,000 | 13,021,000 | 24,666,000 | 35,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 743,465,000 | 956,386,000 | 872,028,000 | 884,222,000 |
| Total capital | 773,713,000 | 987,251,000 | 904,759,000 | 917,748,000 |
| Risk-weighted assets | 3,310,695,000 | 4,102,173,000 | 4,209,863,000 | 4,250,384,000 |