Call reports 2017
KEARNY BANK — 2017
What KEARNY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 4,778,758,000 | 4,799,956,000 | 4,789,344,000 | 4,824,309,000 |
| Total loans | 3,123,371,000 | 3,249,953,000 | 3,264,136,000 | 3,295,006,000 |
| Allowance for loan losses | 27,614,000 | 29,286,000 | 29,445,000 | 30,066,000 |
| Securities available for sale | 614,949,000 | 613,760,000 | 636,600,000 | 637,672,000 |
| Securities held to maturity | 486,986,000 | 478,321,000 | 467,926,000 | 456,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,071,923,000 | 3,105,196,000 | 3,086,338,000 | 3,123,565,000 |
| Interest-bearing deposits | 2,805,075,000 | 2,819,144,000 | 2,790,523,000 | 2,830,129,000 |
| Noninterest-bearing deposits | 266,848,000 | 286,052,000 | 295,815,000 | 293,436,000 |
| Equity capital | 829,388,000 | 836,426,000 | 846,039,000 | 852,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 34,914,000 | 72,140,000 | 110,378,000 | 149,158,000 |
| Interest expense | 9,238,000 | 19,888,000 | 31,056,000 | 42,611,000 |
| Net interest income | 25,676,000 | 52,252,000 | 79,322,000 | 106,547,000 |
| Noninterest income | 2,273,000 | 4,935,000 | 7,317,000 | 9,766,000 |
| Noninterest expense | 20,635,000 | 42,278,000 | 63,229,000 | 85,608,000 |
| Provision for loan losses | 1,809,000 | 2,997,000 | 3,627,000 | 4,563,000 |
| Pretax income | 5,484,000 | 11,891,000 | 19,762,000 | 26,121,000 |
| Income tax | 1,494,000 | 3,559,000 | 6,267,000 | 11,390,000 |
| Net income | 3,990,000 | 8,332,000 | 13,495,000 | 14,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 717,604,000 | 724,504,000 | 732,237,000 | 736,627,000 |
| Total capital | 745,218,000 | 753,790,000 | 761,682,000 | 766,693,000 |
| Risk-weighted assets | 3,106,108,000 | 3,235,116,000 | 3,250,268,000 | 3,217,881,000 |