Call reports 2016
KEARNY BANK — 2016
What KEARNY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 4,484,255,000 | 4,497,596,000 | 4,520,179,000 | 4,568,542,000 |
| Total loans | 2,720,069,000 | 2,677,303,000 | 2,850,094,000 | 2,980,617,000 |
| Allowance for loan losses | 23,010,000 | 24,229,000 | 25,003,000 | 26,060,000 |
| Securities available for sale | 685,788,000 | 673,536,000 | 689,151,000 | 671,280,000 |
| Securities held to maturity | 592,431,000 | 577,286,000 | 538,319,000 | 502,819,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,007,153,000 | 3,016,649,000 | 3,017,751,000 | 2,996,203,000 |
| Interest-bearing deposits | 2,771,123,000 | 2,758,406,000 | 2,755,346,000 | 2,743,347,000 |
| Noninterest-bearing deposits | 236,030,000 | 258,243,000 | 262,405,000 | 252,856,000 |
| Equity capital | 786,676,000 | 793,550,000 | 802,898,000 | 818,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 33,277,000 | 66,974,000 | 100,078,000 | 135,289,000 |
| Interest expense | 9,019,000 | 18,151,000 | 27,469,000 | 36,638,000 |
| Net interest income | 24,258,000 | 48,823,000 | 72,609,000 | 98,651,000 |
| Noninterest income | 2,362,000 | 4,788,000 | 7,241,000 | 9,872,000 |
| Noninterest expense | 18,346,000 | 35,660,000 | 53,970,000 | 72,974,000 |
| Provision for loan losses | 2,589,000 | 4,634,000 | 5,763,000 | 7,018,000 |
| Pretax income | 5,685,000 | 13,317,000 | 20,117,000 | 28,552,000 |
| Income tax | 1,606,000 | 4,407,000 | 6,577,000 | 9,547,000 |
| Net income | 4,079,000 | 8,910,000 | 13,540,000 | 19,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 692,562,000 | 698,332,000 | 703,889,000 | 710,915,000 |
| Total capital | 715,572,000 | 722,561,000 | 728,892,000 | 736,975,000 |
| Risk-weighted assets | 2,767,741,000 | 2,775,769,000 | 2,936,977,000 | 2,995,296,000 |