Call reports 2015
KEARNY BANK — 2015
What KEARNY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,709,325,000 | 4,233,844,000 | 4,298,522,000 | 4,400,984,000 |
| Total loans | 1,992,371,000 | 2,102,864,000 | 2,417,512,000 | 2,601,750,000 |
| Allowance for loan losses | 14,087,000 | 15,606,000 | 17,690,000 | 20,514,000 |
| Securities available for sale | 794,159,000 | 767,279,000 | 745,780,000 | 721,431,000 |
| Securities held to maturity | 518,871,000 | 663,341,000 | 658,509,000 | 598,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,529,684,000 | 2,814,905,000 | 2,812,499,000 | 2,928,342,000 |
| Interest-bearing deposits | 2,302,097,000 | 2,584,104,000 | 2,571,357,000 | 2,705,627,000 |
| Noninterest-bearing deposits | 227,587,000 | 230,801,000 | 241,142,000 | 222,715,000 |
| Equity capital | 471,742,000 | 784,439,000 | 782,191,000 | 786,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 26,899,000 | 54,488,000 | 83,929,000 | 115,773,000 |
| Interest expense | 6,374,000 | 13,106,000 | 20,776,000 | 29,269,000 |
| Net interest income | 20,525,000 | 41,382,000 | 63,153,000 | 86,504,000 |
| Noninterest income | 3,096,000 | 4,584,000 | 7,050,000 | 9,728,000 |
| Noninterest expense | 17,260,000 | 44,470,000 | 62,563,000 | 79,863,000 |
| Provision for loan losses | 1,761,000 | 3,518,000 | 6,159,000 | 9,573,000 |
| Pretax income | 4,600,000 | -2,022,000 | 1,481,000 | 6,798,000 |
| Income tax | 682,000 | -2,296,000 | -1,578,000 | -109,000 |
| Net income | 3,918,000 | 274,000 | 3,059,000 | 6,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 368,531,000 | 679,396,000 | 682,548,000 | 687,743,000 |
| Total capital | 382,618,000 | 695,002,000 | 700,238,000 | 708,257,000 |
| Risk-weighted assets | 2,104,787,000 | 2,284,551,000 | 2,596,163,000 | 2,686,125,000 |