Call reports 2014
KEARNY BANK — 2014
What KEARNY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,355,066,000 | 3,493,777,000 | 3,513,450,000 | 3,544,300,000 |
| Total loans | 1,651,287,000 | 1,741,471,000 | 1,770,997,000 | 1,814,071,000 |
| Allowance for loan losses | 12,088,000 | 12,387,000 | 12,406,000 | 12,584,000 |
| Securities available for sale | 996,425,000 | 845,121,000 | 826,401,000 | 812,006,000 |
| Securities held to maturity | 312,196,000 | 512,072,000 | 524,471,000 | 542,435,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,405,981,000 | 2,490,232,000 | 2,459,694,000 | 2,489,683,000 |
| Interest-bearing deposits | 2,194,076,000 | 2,255,818,000 | 2,233,663,000 | 2,271,322,000 |
| Noninterest-bearing deposits | 211,905,000 | 234,414,000 | 226,031,000 | 218,361,000 |
| Equity capital | 449,867,000 | 472,110,000 | 467,984,000 | 469,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 23,995,000 | 48,654,000 | 74,376,000 | 100,342,000 |
| Interest expense | 5,556,000 | 11,593,000 | 17,836,000 | 24,241,000 |
| Net interest income | 18,439,000 | 37,061,000 | 56,540,000 | 76,101,000 |
| Noninterest income | 1,515,000 | 2,972,000 | 4,528,000 | 6,184,000 |
| Noninterest expense | 17,400,000 | 33,057,000 | 49,678,000 | 66,057,000 |
| Provision for loan losses | 880,000 | 1,654,000 | 2,512,000 | 4,244,000 |
| Pretax income | 2,504,000 | 6,613,000 | 10,169,000 | 13,283,000 |
| Income tax | 696,000 | 1,931,000 | 2,511,000 | 3,407,000 |
| Net income | 1,808,000 | 4,682,000 | 7,658,000 | 9,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 345,968,000 | 363,956,000 | 358,954,000 | 361,128,000 |
| Total capital | 358,056,000 | 376,343,000 | 371,360,000 | 373,712,000 |
| Risk-weighted assets | 1,794,472,000 | 1,840,182,000 | 1,863,958,000 | 1,893,791,000 |