Call reports 2013
KEARNY BANK — 2013
What KEARNY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,852,193,000 | 3,131,969,000 | 3,220,336,000 | 3,243,556,000 |
| Total loans | 1,340,965,000 | 1,360,871,000 | 1,485,644,000 | 1,554,788,000 |
| Allowance for loan losses | 10,758,000 | 10,896,000 | 11,406,000 | 11,493,000 |
| Securities available for sale | 920,057,000 | 1,080,774,000 | 1,052,760,000 | 962,536,000 |
| Securities held to maturity | 147,773,000 | 311,129,000 | 311,617,000 | 311,587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,161,026,000 | 2,378,497,000 | 2,339,822,000 | 2,385,799,000 |
| Interest-bearing deposits | 1,973,702,000 | 2,179,497,000 | 2,137,731,000 | 2,183,997,000 |
| Noninterest-bearing deposits | 187,324,000 | 199,000,000 | 202,091,000 | 201,802,000 |
| Equity capital | 462,048,000 | 447,498,000 | 445,280,000 | 443,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 21,756,000 | 43,571,000 | 67,000,000 | 91,081,000 |
| Interest expense | 5,401,000 | 10,064,000 | 15,259,000 | 20,805,000 |
| Net interest income | 16,355,000 | 33,507,000 | 51,741,000 | 70,276,000 |
| Noninterest income | 1,876,000 | 3,245,000 | 4,975,000 | 6,530,000 |
| Noninterest expense | 23,833,000 | 38,710,000 | 53,806,000 | 69,150,000 |
| Provision for loan losses | 1,407,000 | 2,732,000 | 3,901,000 | 4,460,000 |
| Pretax income | 2,029,000 | 4,602,000 | 8,301,000 | 12,714,000 |
| Income tax | 309,000 | 930,000 | 1,982,000 | 3,327,000 |
| Net income | 1,720,000 | 3,672,000 | 6,319,000 | 9,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 340,123,000 | 342,490,000 | 340,555,000 | 344,059,000 |
| Total capital | 350,881,000 | 353,386,000 | 351,961,000 | 355,552,000 |
| Risk-weighted assets | 1,457,321,000 | 1,623,130,000 | 1,687,132,000 | 1,761,954,000 |