Call reports 2012
KEARNY BANK — 2012
What KEARNY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,899,502,000 | 2,921,437,000 | 2,904,645,000 | 2,882,605,000 |
| Total loans | 1,260,600,000 | 1,284,236,000 | 1,287,831,000 | 1,302,012,000 |
| Allowance for loan losses | 9,100,000 | 10,117,000 | 9,849,000 | 10,594,000 |
| Securities available for sale | 1,300,559,000 | 1,241,578,000 | 1,218,972,000 | 1,042,869,000 |
| Securities held to maturity | 35,886,000 | 35,752,000 | 5,395,000 | 148,166,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,160,710,000 | 2,178,401,000 | 2,152,233,000 | 2,147,129,000 |
| Interest-bearing deposits | 2,002,658,000 | 2,006,621,000 | 1,979,581,000 | 1,973,015,000 |
| Noninterest-bearing deposits | 158,052,000 | 171,780,000 | 172,652,000 | 174,114,000 |
| Equity capital | 467,505,000 | 467,173,000 | 472,882,000 | 468,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 24,596,000 | 48,771,000 | 72,042,000 | 93,967,000 |
| Interest expense | 6,990,000 | 13,722,000 | 20,168,000 | 26,084,000 |
| Net interest income | 17,606,000 | 35,049,000 | 51,874,000 | 67,883,000 |
| Noninterest income | 324,000 | 1,476,000 | 2,602,000 | 3,658,000 |
| Noninterest expense | 14,629,000 | 29,320,000 | 44,450,000 | 59,481,000 |
| Provision for loan losses | 1,257,000 | 3,362,000 | 3,701,000 | 5,094,000 |
| Pretax income | 2,044,000 | 3,895,000 | 6,377,000 | 8,115,000 |
| Income tax | 646,000 | 1,303,000 | 2,112,000 | 2,645,000 |
| Net income | 1,398,000 | 2,592,000 | 4,265,000 | 5,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 338,791,000 | 334,375,000 | 336,449,000 | 337,999,000 |
| Total capital | 347,891,000 | 344,492,000 | 346,298,000 | 348,593,000 |
| Risk-weighted assets | 1,325,325,000 | 1,358,017,000 | 1,373,947,000 | 1,374,184,000 |