Call reports 2004
SUSQUEHANNA BANK — 2004
What SUSQUEHANNA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,295,931,000 | 1,387,054,000 | 1,439,944,000 | 1,438,719,000 |
| Total loans | 1,083,957,000 | 1,116,025,000 | 1,159,529,000 | 1,195,124,000 |
| Allowance for loan losses | 8,501,000 | 8,952,000 | 8,931,000 | 9,326,000 |
| Securities available for sale | 127,696,000 | 175,914,000 | 154,799,000 | 146,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 844,169,000 | 877,022,000 | 917,795,000 | 899,658,000 |
| Interest-bearing deposits | 760,484,000 | 778,438,000 | 814,163,000 | 792,351,000 |
| Noninterest-bearing deposits | 83,685,000 | 98,584,000 | 103,632,000 | 107,307,000 |
| Equity capital | 110,953,000 | 109,395,000 | 112,669,000 | 115,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 15,505,000 | 31,397,000 | 48,471,000 | 66,451,000 |
| Interest expense | 6,797,000 | 13,669,000 | 21,018,000 | 28,801,000 |
| Net interest income | 8,708,000 | 17,728,000 | 27,453,000 | 37,650,000 |
| Noninterest income | 1,839,000 | 4,065,000 | 6,009,000 | 10,355,000 |
| Noninterest expense | 7,003,000 | 14,481,000 | 22,135,000 | 29,388,000 |
| Provision for loan losses | 300,000 | 750,000 | 1,100,000 | 1,550,000 |
| Pretax income | 3,703,000 | 7,021,000 | 11,045,000 | 17,891,000 |
| Income tax | 1,077,000 | 2,046,000 | 3,393,000 | 5,405,000 |
| Net income | 2,626,000 | 4,975,000 | 7,652,000 | 12,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,634,000 | 91,102,000 | 92,317,000 | 95,690,000 |
| Total capital | 128,149,000 | 130,057,000 | 131,258,000 | 135,025,000 |
| Risk-weighted assets | 1,115,782,000 | 1,189,254,000 | 1,254,719,000 | 1,283,328,000 |