Call reports 2003
SUSQUEHANNA BANK — 2003
What SUSQUEHANNA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,272,335,000 | 1,240,383,000 | 1,320,568,000 | 1,306,357,000 |
| Total loans | 995,055,000 | 962,962,000 | 1,084,548,000 | 1,091,235,000 |
| Allowance for loan losses | 7,393,000 | 7,740,000 | 8,035,000 | 8,459,000 |
| Securities available for sale | 189,797,000 | 194,119,000 | 137,973,000 | 118,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 784,844,000 | 791,050,000 | 791,092,000 | 814,152,000 |
| Interest-bearing deposits | 709,975,000 | 714,661,000 | 712,074,000 | 727,238,000 |
| Noninterest-bearing deposits | 74,869,000 | 76,389,000 | 79,018,000 | 86,914,000 |
| Equity capital | 103,087,000 | 105,461,000 | 106,673,000 | 109,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 16,806,000 | 33,271,000 | 48,938,000 | 65,109,000 |
| Interest expense | 7,837,000 | 15,094,000 | 22,216,000 | 29,261,000 |
| Net interest income | 8,969,000 | 18,177,000 | 26,722,000 | 35,848,000 |
| Noninterest income | 2,039,000 | 4,187,000 | 6,551,000 | 8,375,000 |
| Noninterest expense | 6,639,000 | 13,565,000 | 21,023,000 | 28,003,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,772,000 |
| Pretax income | 3,919,000 | 7,914,000 | 11,481,000 | 15,030,000 |
| Income tax | 1,141,000 | 2,343,000 | 3,333,000 | 4,308,000 |
| Net income | 2,778,000 | 5,571,000 | 8,148,000 | 10,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,910,000 | 82,741,000 | 85,357,000 | 87,969,000 |
| Total capital | 117,319,000 | 120,502,000 | 123,407,000 | 126,436,000 |
| Risk-weighted assets | 981,289,000 | 986,376,000 | 1,074,948,000 | 1,130,516,000 |