Call reports 2026
POINTBANK — 2026
What POINTBANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,139,913,000 | 1,161,379,000 |
| Total loans | 558,582,000 | 592,072,000 |
| Allowance for loan losses | 8,725,000 | 9,428,000 |
| Securities available for sale | 546,781,000 | 525,418,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 993,000,000 | 968,349,000 |
| Interest-bearing deposits | 722,233,000 | 682,355,000 |
| Noninterest-bearing deposits | 270,767,000 | 285,994,000 |
| Equity capital | 84,341,000 | 82,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,674,000 | 27,687,000 |
| Interest expense | 5,166,000 | 10,754,000 |
| Net interest income | 8,508,000 | 16,933,000 |
| Noninterest income | 1,507,000 | 3,047,000 |
| Noninterest expense | 7,408,000 | 14,350,000 |
| Provision for loan losses | 270,000 | 1,080,000 |
| Pretax income | 2,458,000 | 5,381,000 |
| Income tax | 0 | 0 |
| Net income | 2,458,000 | 5,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 103,817,000 | 104,938,000 |
| Total capital | 112,173,000 | 113,641,000 |
| Risk-weighted assets | 666,831,000 | 694,899,000 |