Call report 2023Q4
POINTBANK — 2023Q4
The 22 measures POINTBANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,091,178,000 | USD | evidence → |
| Total loans | 543,596,000 | USD | evidence → |
| Allowance for loan losses | 9,441,000 | USD | evidence → |
| Securities available for sale | 435,386,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,029,057,000 | USD | evidence → |
| Interest-bearing deposits | 715,365,000 | USD | evidence → |
| Noninterest-bearing deposits | 313,692,000 | USD | evidence → |
| Equity capital | 55,806,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,845,000 | USD | evidence → |
| Interest expense | 18,341,000 | USD | evidence → |
| Net interest income | 26,504,000 | USD | evidence → |
| Noninterest income | 5,336,000 | USD | evidence → |
| Noninterest expense | 21,022,000 | USD | evidence → |
| Provision for loan losses | 368,000 | USD | evidence → |
| Pretax income | 10,401,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 10,401,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 89,386,000 | USD | evidence → |
| Total capital | 97,264,000 | USD | evidence → |
| Risk-weighted assets | 653,319,000 | USD | evidence → |