Call reports 2021
POINTBANK — 2021
What POINTBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 715,760,000 | 753,786,000 | 769,312,000 | 826,062,000 |
| Total loans | 361,854,000 | 367,863,000 | 373,097,000 | 386,350,000 |
| Allowance for loan losses | 6,032,000 | 6,059,000 | 6,198,000 | 6,385,000 |
| Securities available for sale | 243,231,000 | 321,673,000 | 321,994,000 | 365,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 638,058,000 | 676,371,000 | 689,435,000 | 747,399,000 |
| Interest-bearing deposits | 375,375,000 | 377,459,000 | 377,438,000 | 434,334,000 |
| Noninterest-bearing deposits | 262,683,000 | 298,912,000 | 311,997,000 | 313,065,000 |
| Equity capital | 72,387,000 | 72,996,000 | 75,201,000 | 74,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,912,000 | 12,246,000 | 18,785,000 | 25,236,000 |
| Interest expense | 299,000 | 582,000 | 866,000 | 1,155,000 |
| Net interest income | 5,613,000 | 11,664,000 | 17,919,000 | 24,081,000 |
| Noninterest income | 1,662,000 | 2,782,000 | 4,114,000 | 5,363,000 |
| Noninterest expense | 4,607,000 | 9,893,000 | 14,974,000 | 20,342,000 |
| Provision for loan losses | 50,000 | 75,000 | 225,000 | 475,000 |
| Pretax income | 2,618,000 | 4,478,000 | 6,834,000 | 8,627,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,618,000 | 4,478,000 | 6,834,000 | 8,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,430,000 | 69,289,000 | 70,896,000 | 72,689,000 |
| Total capital | 73,379,000 | 74,584,000 | 76,420,000 | 78,658,000 |
| Risk-weighted assets | 394,907,000 | 422,881,000 | 441,258,000 | 477,112,000 |