Call reports 2018
POINTBANK — 2018
What POINTBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 530,482,000 | 526,144,000 | 532,615,000 | 545,482,000 |
| Total loans | 292,304,000 | 288,279,000 | 300,114,000 | 304,934,000 |
| Allowance for loan losses | 4,978,000 | 5,140,000 | 5,132,000 | 5,122,000 |
| Securities available for sale | 157,371,000 | 159,075,000 | 160,747,000 | 166,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,677,000 | 469,980,000 | 476,870,000 | 486,974,000 |
| Interest-bearing deposits | 299,306,000 | 290,517,000 | 284,456,000 | 304,520,000 |
| Noninterest-bearing deposits | 176,371,000 | 179,463,000 | 192,414,000 | 182,454,000 |
| Equity capital | 50,881,000 | 51,485,000 | 51,933,000 | 54,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,212,000 | 10,672,000 | 16,333,000 | 22,078,000 |
| Interest expense | 396,000 | 965,000 | 1,558,000 | 2,197,000 |
| Net interest income | 4,816,000 | 9,707,000 | 14,775,000 | 19,881,000 |
| Noninterest income | 1,116,000 | 2,373,000 | 3,479,000 | 4,629,000 |
| Noninterest expense | 4,421,000 | 8,893,000 | 13,354,000 | 17,738,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 1,359,000 | 2,885,000 | 4,566,000 | 6,438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,359,000 | 2,885,000 | 4,566,000 | 6,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,932,000 | 52,623,000 | 53,805,000 | 55,677,000 |
| Total capital | 56,067,000 | 56,699,000 | 58,020,000 | 59,959,000 |
| Risk-weighted assets | 330,012,000 | 325,052,000 | 336,306,000 | 341,756,000 |