Call reports 2017
POINTBANK — 2017
What POINTBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 490,977,000 | 506,727,000 | 485,938,000 | 487,691,000 |
| Total loans | 268,860,000 | 275,080,000 | 282,753,000 | 287,992,000 |
| Allowance for loan losses | 4,410,000 | 4,571,000 | 4,725,000 | 4,848,000 |
| Securities available for sale | 154,566,000 | 160,556,000 | 159,805,000 | 163,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,061,000 | 451,076,000 | 428,339,000 | 432,630,000 |
| Interest-bearing deposits | 276,648,000 | 274,783,000 | 252,767,000 | 260,115,000 |
| Noninterest-bearing deposits | 162,413,000 | 176,293,000 | 175,572,000 | 172,515,000 |
| Equity capital | 48,151,000 | 50,732,000 | 51,515,000 | 51,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,733,000 | 9,527,000 | 14,568,000 | 19,686,000 |
| Interest expense | 301,000 | 621,000 | 933,000 | 1,227,000 |
| Net interest income | 4,432,000 | 8,906,000 | 13,635,000 | 18,459,000 |
| Noninterest income | 1,290,000 | 2,480,000 | 3,579,000 | 4,656,000 |
| Noninterest expense | 3,928,000 | 7,952,000 | 12,200,000 | 16,461,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,644,000 | 3,134,000 | 4,564,000 | 6,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,644,000 | 3,134,000 | 4,564,000 | 6,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,633,000 | 48,423,000 | 49,464,000 | 50,953,000 |
| Total capital | 51,495,000 | 52,358,000 | 53,405,000 | 54,970,000 |
| Risk-weighted assets | 308,419,000 | 314,134,000 | 314,518,000 | 320,497,000 |