Call report 2004Q4
POINTBANK — 2004Q4
The 22 measures POINTBANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 217,764,000 | USD | evidence → |
| Total loans | 132,353,000 | USD | evidence → |
| Allowance for loan losses | 1,845,000 | USD | evidence → |
| Securities available for sale | 47,615,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 199,459,000 | USD | evidence → |
| Interest-bearing deposits | 141,375,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,084,000 | USD | evidence → |
| Equity capital | 16,084,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,487,000 | USD | evidence → |
| Interest expense | 1,857,000 | USD | evidence → |
| Net interest income | 9,630,000 | USD | evidence → |
| Noninterest income | 4,920,000 | USD | evidence → |
| Noninterest expense | 9,971,000 | USD | evidence → |
| Provision for loan losses | 877,000 | USD | evidence → |
| Pretax income | 3,702,000 | USD | evidence → |
| Income tax | 962,000 | USD | evidence → |
| Net income | 2,740,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,434,000 | USD | evidence → |
| Total capital | 17,201,000 | USD | evidence → |
| Risk-weighted assets | 141,294,000 | USD | evidence → |