Call reports 2001
POINTBANK — 2001
What POINTBANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 141,376,000 | 144,918,000 | 148,085,000 | 150,102,000 |
| Total loans | 76,791,000 | 76,302,000 | 80,202,000 | 81,996,000 |
| Allowance for loan losses | 1,109,000 | 1,114,000 | 1,112,000 | 1,106,000 |
| Securities available for sale | 38,488,000 | 41,710,000 | 40,203,000 | 42,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,916,000 | 133,324,000 | 135,506,000 | 138,260,000 |
| Interest-bearing deposits | 96,833,000 | 99,191,000 | 99,129,000 | 100,293,000 |
| Noninterest-bearing deposits | 33,083,000 | 34,133,000 | 36,377,000 | 37,967,000 |
| Equity capital | 10,199,000 | 10,409,000 | 11,119,000 | 10,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,553,000 | 5,161,000 | 7,711,000 | 10,169,000 |
| Interest expense | 1,027,000 | 1,966,000 | 2,782,000 | 3,499,000 |
| Net interest income | 1,526,000 | 3,195,000 | 4,929,000 | 6,670,000 |
| Noninterest income | 813,000 | 1,566,000 | 2,308,000 | 3,077,000 |
| Noninterest expense | 1,853,000 | 3,733,000 | 5,618,000 | 7,567,000 |
| Provision for loan losses | 50,000 | 65,000 | 65,000 | 80,000 |
| Pretax income | 436,000 | 963,000 | 1,554,000 | 2,100,000 |
| Income tax | 96,000 | 217,000 | 356,000 | 508,000 |
| Net income | 340,000 | 746,000 | 1,198,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,879,000 | 10,185,000 | 10,547,000 | 10,666,000 |
| Total capital | 10,959,000 | 11,299,000 | 11,659,000 | 11,772,000 |
| Risk-weighted assets | 86,410,000 | 97,271,000 | 102,760,000 | 103,060,000 |