Call reports 2026
EATON COMMUNITY BANK — 2026
What EATON COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 534,152,000 | 543,451,000 |
| Total loans | 332,560,000 | 341,116,000 |
| Allowance for loan losses | 3,017,000 | 3,079,000 |
| Securities available for sale | 140,527,000 | 143,633,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 452,047,000 | 459,006,000 |
| Interest-bearing deposits | 390,454,000 | 396,069,000 |
| Noninterest-bearing deposits | 61,593,000 | 62,937,000 |
| Equity capital | 64,796,000 | 66,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,534,000 | 13,233,000 |
| Interest expense | 2,324,000 | 4,602,000 |
| Net interest income | 4,210,000 | 8,631,000 |
| Noninterest income | 762,000 | 1,579,000 |
| Noninterest expense | 3,714,000 | 7,294,000 |
| Provision for loan losses | 10,000 | 117,000 |
| Pretax income | 1,217,000 | 2,770,000 |
| Income tax | 265,000 | 601,000 |
| Net income | 952,000 | 2,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 68,011,000 | 69,246,000 |