Call reports 2024
EATON COMMUNITY BANK — 2024
What EATON COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 461,244,000 | 480,913,000 | 483,950,000 | 484,284,000 |
| Total loans | 244,487,000 | 265,791,000 | 275,967,000 | 283,933,000 |
| Allowance for loan losses | 2,616,000 | 2,847,000 | 3,074,000 | 2,811,000 |
| Securities available for sale | 149,229,000 | 150,570,000 | 148,313,000 | 138,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,564,000 | 410,073,000 | 419,846,000 | 420,754,000 |
| Interest-bearing deposits | 321,811,000 | 341,073,000 | 349,964,000 | 354,039,000 |
| Noninterest-bearing deposits | 69,753,000 | 69,000,000 | 69,882,000 | 66,715,000 |
| Equity capital | 56,962,000 | 57,803,000 | 61,259,000 | 60,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,333,000 | 11,166,000 | 17,222,000 | 23,210,000 |
| Interest expense | 1,595,000 | 3,606,000 | 5,688,000 | 7,942,000 |
| Net interest income | 3,738,000 | 7,560,000 | 11,534,000 | 15,268,000 |
| Noninterest income | 441,000 | 1,037,000 | 1,794,000 | 2,066,000 |
| Noninterest expense | 3,262,000 | 6,619,000 | 9,871,000 | 13,440,000 |
| Provision for loan losses | 409,000 | 602,000 | 819,000 | 521,000 |
| Pretax income | 578,000 | 1,508,000 | 2,896,000 | 3,714,000 |
| Income tax | 109,000 | 289,000 | 562,000 | 703,000 |
| Net income | 469,000 | 1,219,000 | 2,334,000 | 3,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,603,000 | 65,381,000 | 66,520,000 | 67,219,000 |